Spectrum's free Online Banking and Mobile Banking services put your branch at your fingertips.

 

Overview

  • Deposit checks
  • View transactions and balances
  • Pay bills
  • Transfer between accounts
  • Schedule recurring transfers
  • Freeze, set daily limits, or order replacement ATM/debit card
  • Manage alerts
  • View your FICO® Score
  • Take advantage of Purchase Rewards
  • Access Money Management and TurboTax® programs
  • Send a Secure Email for assistance

 


 

How to Create Your Username and Password

Option 1: Online

  • Go to the home page at spectrumcu.org
  • In the Online Banking box, enter your Member Number in the Username space and your Social Security Number in the Password space
  • Follow the prompts

Option 2: Mobile

  • Download our Mobile Banking app
  • Tap “Sign Up”
  • Enter your Member Number in the top space and your Social Security Number in the bottom space
  • Follow the prompts

 


 

eDeposit Checks

Be sure to sign the back of your check and write “For Mobile Deposit” beneath your signature.

Online Banking:  Take photos of the front and back of your check, upload them to your computer, and click the eDeposit link under Additional Services.

Mobile Banking: Tap the Check Deposit option in the menu. Select an account and enter your deposit amount. Take photos of the front and back of your check.

We suggest that you keep the original check in a secure place for 90 days before you write VOID on it or deface it in any way.

 

 

Sign Up for eStatements

  • Log in to Online Banking
  • Click on the eStatements tab
  • Enter your information and accept the terms

 

Open Additional Accounts

  • Log in to Online Banking
  • Select Open Account under Additional Services
  • Select Savings (Sub-Savings or MarketEdge Money Market Savings), Checking, or Certificates

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FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

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