MarketEdge Account

Spectrum Credit Union's (Spectrum) MarketEdge account is a great way to save money and earn a higher dividend rate on higher account balances. MarketEdge accounts allow you to make up to six withdrawals a month. Please see the Master Account Agreement and Disclosure for more information.


  • The higher your MarketEdge account balance, the higher your dividend rate.
  • Start earning dividends with your first deposit.

Ownership Choices

MarketEdge accounts can be designated as the following types of accounts:
  • Individual.
  • Joint.
  • Uniform Transfer to Minors Act (UTMA), basically a custodial account.
  • Trust accounts.


There is no minimum required to open a MarketEdge account or to maintain the account.

MarketEdge Health Savings Account (HSA)

Spectrum’s MarketEdge HSA is available to members who have a high deductible health plan (HDHP).

Visit the IRA and HSA Center to learn more and to open an HSA.

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Master Account Agreement and Disclosure (PDF) adobepdf

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