When federal aid falls short, we can help fill the gap.
Through our parent organization, Chevron Federal Credit Union, and our partner, Student Choice, Spectrum offers a private student loan program that helps students and their families fill the gap between the rising costs of college and limited availability
of federal aid.
If you have tapped all of the free and low-cost funds available to you and need a smart private loan solution, we invite you to learn more about our program.
Spectrum's private student loan program offers:
- Zero origination or prepayment fees
- Low interest rates
- Option to defer all payment while in school
- Repayment period of up to 25 years
- Convenient line-of-credit format so you do not need to reapply each year*
*Subject to credit qualification and periodic credit reviews.
Visit the Student Choice website to learn more about your financing options, how to shop wisely for a student loan, how to compare offers, and how to
apply for a Spectrum private student loan.