Banking on the go. You can view account balances and transaction history, view and set up transfers, and manage bill payments from your phone.

There are several ways to access this FREE service:

  • Download our Mobile Banking app. (Search for “Spectrum Credit Union” in the app store.)
  • Type “” into your mobile phone’s web browser. (Bookmark it for future visits.)
  • Go to from your mobile phone's web browser and click on the Login button in the Mobile Banking box.
Please note that the minimum operating system requirements for Mobile Banking are iOS9 or Android 4.5 Mobile Banking versions older than v4.5 may not be supported.


To eDeposit paper checks using your mobile device, download the Spectrum Mobile Banking app.

After you log in, click “Deposit Checks,” then select the account you want to deposit the check into and enter the check amount.

Take a photo of the front of the check, then the back of the check, and hit “Submit Check.”

Your deposit will typically be credited immediately. (Deposits may be delayed if made during periods of system maintenance.)

Text Message Banking

To sign up for text message banking, log in to PC Access and click on eNotifications, then Text Message Banking.

Send text messages to 86020:

NICK View NICK# identifier for each account
STOP Deactivate Text Message Banking
BAL All account balances
BAL (NICK#) Balance for a specific account
LAST Five most recent transactions
LAST (NICK#) Last transaction for a specific account
TRANS (NICK# from) (NICK# to) (amount) Transfer between accounts*

* For example: TRANS S 0933 S0100 50 is the text to transfer $50 from your S0900 Checking account to your S0100 Primary Savings accounts.