Why Membership?

Become an owner, join a community, and more.

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Member Perks

Financial guidance, tax discounts, and more.

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Not a member? Join Spectrum Credit Union today!

We'll be your lifelong partner in achieving financial success.

Meet members who belong with us

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LaShawn C.

“As a member, I get my pay a bit earlier, and I have easy access to the branch. With Spectrum, I also have access to free notaries, car loans, personal loans, everything! I can also walk into my branch, and everyone knows me by name and often asks how my family is doing. We check in on each other.”

Branch & ATM locations location marker

Chevron Federal Credit Union and Spectrum Credit Union members can access their accounts at any Chevron Federal Credit Union or Spectrum Credit Union branch, 5,600+ CO-OP Shared Branches, and 85,000+ surcharge-free ATMs.


*APY = Annual Percentage Yield. APR = Annual Percentage Rate. Annual Percentage Rates shown are "as low as.” All rates are subject to change without notice. Money Market Savings and Share Certificate APY have deposit balance requirements to earn highest rate available.

Download the Spectrum Credit Union Mobile App

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Check balances

View and monitor your accounts in one place.

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Transfer funds

Transfer money between accounts seamlessly.

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Deposit checks

Skip the trip, and deposit checks from home.

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Find nearby ATMs

Find local ATMs and branches, from anywhere.