"I have been banking with Spectrum for over 25 years. I have had three mortgages with them, and I don’t even know how many car loans. Initially I would go to banks to compare rates finally coming to understand that because Spectrum is member owned, no bank can provide as low a rate on loans.

While that is all important, how I have been treated only adds to my belief in Spectrum. Not just at the branch office but also over the phone with their main office I have always been treated as an important customer. Timely responses, and any concerns always addressed promptly.

At our branch office here in Houston, we are all on a first name basis. I bring my grandchildren in to bank for themselves and now they are part of the Spectrum family too. If they had accounts for dogs and cats, they would be members as well.

I highly recommend you try the Spectrum experience. You will never go back to commercial banking."

"Upon relocating to Houston from Chile, the team at Spectrum kindly walked me through the process of opening a bank account, acquiring a credit card, and purchasing a vehicle. An international relocation is a very stressful process on its own and the team at Spectrum helped with efficiently setting me up with basic necessities and they were always attentive to my questions and requests. My move was definitely made easier because of their help!"

"I have been a Bechtel employee since 2008 with multiple Spectrum accounts over time. I am extremely satisfied with the personalized service I have received with each advisor providing trusted guidance throughout the process. The Spectrum team is dedicated to building  relationships with their members and continually collaborate to support their needs. While they provide effective steps and planning for financial success, they also go above and beyond to do more than just that by giving back to all of our employees.  I have enjoyed the friendly nature and willingness to help any time it is needed by the entire Spectrum team. I highly recommend their services."

"I initially joined the Bechtel Employees Federal Credit Union, as it was then known, back in 1983 at the start of my Bechtel career in San Francisco.  Though the name has changed to Spectrum/Chevron Federal Credit Union, I have appreciated the consistent service provided for over 40 years.  Spectrum was one of the first credit unions to offer remote banking via telephone and access to a national ATM network.  Though these things are taken for granted now, they were much-valued by our family as we moved around the country to multiple work locations. 

The services available have grown through the years, and Spectrum has always been extremely reliable and accessible as we relocated to many Bechtel projects and offices, including three international assignments."

"I felt like my experience as a Bechtel expat was truly personal. The mortgage lender from Spectrum CU answered my calls and emails from Indonesia at all times of the day and night. He and his team were amazing, helping me close on a house in just two weeks – and with the best rate. They made me feel like I was part of the family."