Trust
- Members have trusted us with their financial needs since 1935
- Strong member satisfaction scores year after year
You power progress -- driving innovation, safety, and energy that fuels everyday life. Just like you’re committed to keeping things running smoothly, we’re here to support you with financial solutions that keep your goals on track and your future secure. As a Motiva employee or family member, you’ll experience personalized, trustworthy service from people who are committed to doing what’s right for you and your financial well-being. Joining Spectrum Credit Union isn’t just about where you bank – it’s about building a lifelong financial partnership. We’re here to support your goals with exceptional rates on savings and loan products, tailored solutions to fit your needs, and a commitment to helping you achieve lasting financial success.
As a not-for-profit and member-owned financial institution, we always invest in you.
Why Motiva employees are joining Spectrum Credit Union
Personalized Service
- Dedicated staff that develop a personal rapport with members and go above and beyond to meet their needs
Guidance
- Online financial education to help navigate each life stage
- Comprehensive personal finance webinars and on-site workshops
“…try the Spectrum experience. You will never go back to commercial banking.”
- Charlie C.
Ways Spectrum goes above and beyond for you
Checking & Savings
- Free checking with no minimum balance
- High-yield Money Market Savings accounts and Certificates
- 7.00% APY MySavingsSM Youth Account1
- Deposits are federally insured by the NCUA2
Service & Convenience
- 19 Credit Union branches, with access to 5,600+ Shared Branch network
- 24/7 member service via phone
- Virtual banking from anywhere, including our highly-rated Mobile Banking app
- Video Banking appointments on your schedule
- 85,000+ surcharge-free network ATMs
Home Loans
- Leading Home Loan rates with low fees
- Streamlined refinance process
- Low closing and processing fees
- 3% down First-Time Homebuyer Program3
- Home Equity Line of Credit with easy-to-use debit card
Consumer Loans
- Competitive new and used Auto, Motorcycle, RV, and Watercraft Loans
- Low-rate Personal Loans and Lines of Credit
- Quick and easy application - apply online in minutes
- Variety of Credit Card options
Our robust suite of products and services has been heralded for:
Come meet our friendly team
Houston Allen (Chevron FCU)
Three Allen Center
333 Clay St., Suite 200
Houston, TX 77002
Monday, Tuesday, Thursday, Friday
1500 Lousiana (Chevron FCU)
1500 Louisiana St, Suite 01248
Houston, TX 77002
Monday, Tuesday, Thursday, Friday
CityWest
2103 CityWest Blvd., Suite 190
CityWestPlace Building 3
Houston, TX 77042
Monday, Tuesday, Thursday, Friday
Motiva employees can access their accounts at any Spectrum Credit Union or Chevron Federal Credit Union branch, 5,600+ CO-OP Shared Branches, and 85,000+ surcharge-free ATMs.
1 APY=Annual Percentage Yield. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice.
2Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
3Other restrictions may apply.
Ready to become a member? Let’s get started.
If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.
Why join Spectrum Credit Union? Learn more.
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