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Get $50 when you refer a member or join during our Member Appreciation Celebration October 7 - 18.

Refer a Friend — Get $501

When you refer a friend, family member, or co-worker for membership, they'll get access to all the great benefits you enjoy — from ultra-competitive savings and loan rates to superior, personalized service.

 

They'll appreciate you giving them access to this incredible value, and we appreciate you recommending us. That's why we're giving you $501 when you share your Credit Union benefits with others during our Member Appreciation Celebration October 7 – 18.

 

Complete this form for each person you refer. You and the potential new member will receive an email including a referral code and instructions on how to use it during the membership application process. Limit of 10 referral rewards during the promotional period.

 

Share the Credit Union love with those you care about — we thank you, and they will too!

Become a Member — Get $502

Be sure to enter Promo Code 2259 into your membership application.

Just complete these four easy steps within 60 days of joining:

1. Sign up for Digital Banking

Find out how at spectrum.org/digitalbanking.

2. Open a checking account

Request one while completing your membership app or go to Open a New Account in Digital Banking after you join.

3. Register for eStatements in Digital Banking.

Click on eStatements to go green and opt out of paper.

4. Make deposit(s) totaling $1,000 or more

We’ll add up the deposits you make during your first 60 days. If the total equals $1,000 or more, this step is complete.

If you were referred by a current member, enter the code you received via email into your membership application in the Referral Code field. If you were not referred by a current member, leave this field blank.


Membership Promotion – We may offer certain promotional payments of $10 or more in value, including gifts or awards, when you open, maintain, or renew certain accounts with us, or if you increase your account balance. Any such promotion will be subject to additional terms and conditions provided to you, and such promotion will not apply to all accounts. Please review the information below about this Membership Promotion.

1 Referral offer is limited to existing members in good standing only. Limited time offer. $50 will be credited to the current member’s Savings account as a dividend if the referral is submitted October 7 – 18, 2024, and the referral successfully opens and funds their new membership October 7 – 18 2024. $25 will be credited to the current member’s Savings account as a dividend if the referral successfully opens and funds their new membership after October 18, 2024. Limit of 10 referral rewards per membership during the promotional period. Other restrictions may apply. Promo Code 2265

2 Offer is limited to new members only. New members must be eligible for membership, join between October 7 and October 18, 2024, and complete the following steps within 60 days of joining to qualify for the promotional funds: sign up for Digital Banking, open a checking account, register for eStatements, and deposit funds totaling $1,000 or more. $50 will be credited to the member’s Primary Savings account as a dividend within 90 days of completing all of the steps. Taxes due on $50 dividend are the sole responsibility of the recipient. Spectrum Credit Union will report to the appropriate state and federal agencies as required by applicable law. Dividends earned on Checking account balances of $500 or more are compounded daily and paid monthly. This offer cannot be combined with any other offer or promotion. Other restrictions may apply. Promo Code 2259

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.