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Mark your calendar – something special is coming March 3rd!¹

Let our MarketEdge and Certificate accounts work together for you.

High-Yield + Full Access

Money Market Savings

Earn more on your everyday budget

  • Earn up to 3.60% APY2
  • No minimum balance to open3
  • Higher balances earn higher rates
  • Easy access to funds

Our latest and greatest Certificate Rate!

12-Month Certificates

Let your balance grow for future goals

  • Earn up to 4.00% APY4
  • Today’s high rates locked in for the full term
  • Open with as little as $5005
  • Guaranteed returns6

Change is constant, and these incredible savings rates won’t last forever. So open a MarketEdge for now, and invest in a secure Share Certificate to reap today’s earnings into next year!

Savings Strategies

 

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Digital Banking Tools

Navigate to the "More" screen in Digital Banking to take advantage of these tools and more!

Trouble accessing the Digital Banking tools via your mobile device? Open your Spectrum Credit Union mobile app, open the "Main Menu," then scroll down to "Finance Management."

 

¹Certificate Special applicable terms and conditions will be provided 3/3/25.

²Annual Percentage Yield (APY) effective 2/24/25 and subject to change without notice. See spectrumcu.org/rates for additional rate tiers. Dividends are compounded daily and paid monthly. Fees may reduce earnings.

³ You are required to maintain a minimum balance of $25.00 in your Primary Share Savings account to keep your membership active and maintain other accounts.

⁴Annual Percentage Yield (APY) effective 2/24/25 and subject to change without notice. See spectrumcu.org/rates for additional rate tiers. Dividends are compounded daily and paid monthly. All certificates are subject to an early withdrawal penalty. Fees may reduce earnings. Withdrawal of dividends will reduce earnings.

⁵The minimum balance to open a Share Certificate is $500.

⁶All certificates are subject to an early withdrawal penalty. Fees could reduce earnings. Withdrawal of dividends will reduce earnings.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.