January 5, 2021 - Balance

When a marriage ends, housing can be one of the most challenging transitions to work through. If you are facing this hurdle, try as much as possible to remove emotions...

Is Long-Term Care Insurance a Good Idea?

December 30, 2020 - Balance

As you get older, there are a few numbers that should concern you even more than the amount of birthdays you’ve had: life expectancy averages and the cost of long-term care.

Resources for Seniors in a Financial Crunch

December 30, 2020 - Balance

Many seniors avoid seeking help for their money problems, citing reasons such as not wanting to bother people, not knowing who to trust, and feeling ashamed...

retirement-plan-written-in-notebook-on-table-s-962311818

Retirement Withdrawal Rate: What’s a Safe Number?

December 30, 2020 - Balance

For quite a while, the standard advice was to take 4% out of your total retirement nest egg every year to have enough money for a comfortable lifestyle in your golden years.

The Basics of Social Security Retirement Benefits

December 30, 2020 - Balance

If you’ve worked for many years, you may be ready to start a new, more relaxed phase of your life: retirement. However, before giving your employer your final notice...

Dollars and Sense: Budgeting for Truly Golden Years

December 30, 2020 - Balance

Preparing financially for retirement for many people is a shot in the dark: just save as much as you can and hope it’s enough. It’s understandable that people...

Get a Fresh Start by Paying old Debt

December 30, 2020 - Balance

Paying a credit card or loan in good standing is a pretty simple task; you just go online or send a check to the address on your statements. However, if you have older bills...

Stop! Can you REALLY Afford That?

December 30, 2020 - Balance

Don’t buy what you can’t afford. Simple, right? Well, sort of. While restricting spending to the finite boundary of a paycheck is the foundation of sound money management...

The True Price of Credit: How Much Are you Really Paying?

December 30, 2020 - Balance

Buying with plastic can cost you little or plenty, depending on how you use it. Knowing the true price of credit before you charge can save countless dollars and hours of...

Know Your Rights When It Comes to Debt Collection

December 30, 2020 - Balance

The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debt and it’s enforced by...

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Fraud Alert: We will never ask for your full debit card number, PIN, expiration date, or CVV/CVC code. If you receive a call, text, or email requesting this information, please do not share it. For security, contact us directly at 800-782-8782.

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