December 30, 2020 - Balance

Paying a credit card or loan in good standing is a pretty simple task; you just go online or send a check to the address on your statements. However, if you have older bills...

Stop! Can you REALLY Afford That?

December 30, 2020 - Balance

Don’t buy what you can’t afford. Simple, right? Well, sort of. While restricting spending to the finite boundary of a paycheck is the foundation of sound money management...

The True Price of Credit: How Much Are you Really Paying?

December 30, 2020 - Balance

Buying with plastic can cost you little or plenty, depending on how you use it. Knowing the true price of credit before you charge can save countless dollars and hours of...

Know Your Rights When It Comes to Debt Collection

December 30, 2020 - Balance

The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debt and it’s enforced by...

Cut These Costs ASAP When Facing Financial Hardship

December 30, 2020 - Balance

Have you ever unexpectedly found out you’re going to have less income? It’s enough to throw you into a panic! The best way to get through hard times is to take a few...

Four Affordable and Fun Staycation Ideas for Your Family

December 30, 2020 - Balance

Whether your vacation time is limited or money is tight, a “staycation” can provide a wonderful family experience within your time and budget constraints...

Thirteen Tips for a Financially Healthy Family

December 30, 2020 - Balance

A few tips on how to raise a financially healthy family.

Savings: Your Key to Success

December 30, 2020 - Balance

You have wants. You have needs. And you have two ways of paying for them – pull out the credit card or use the money you have set aside. Which is your default...

Nine Ways to Master Your Money

December 30, 2020 - Balance

Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, your retirement at a certain age, a child’s college education, or even...

529 Plans: The Basics

December 30, 2020 - Balance

If you’d like to save for your child’s future higher education expenses while also reducing your tax liability, consider opening a 529 plan. They come in two...

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