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Explore Spectrum Credit Union's competitive Personal Loan rates and borrowing options tailored to your needs.
Rate Effective Date :
August 14, 2024
Loan Type
| Term | APR as low as1 | Link to more information |
|---|---|---|
| 1-36 months | 9.39% | Get Started |
| 37-48 months | 9.59% | Get Started |
| 49-60 months | 9.99% | Get Started |
| Term | APR as low as1 | Link to more information |
|---|---|---|
| Revolving | 12.60% | Get Started |
Life isn’t always predictable.
From unexpected expenses to consolidating debt, a personal loan could give you peace of mind.
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1 APR = Annual Percentage Rate. Rates are subject to credit approval. APRs based on factors including credit type, loan term, and credit worthiness/score. Loan terms are based on various factors including amount financed. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Offered rates are subject to change without notice.
2 APR is equal to the rate you are receiving on the certificate pledged as security at the time the loan is obtained, plus 2.00%.
Loan payment example for Personal Loan: $31.99 per month per $1,000 borrowed at 9.39% APR for 36 months
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