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Grow your savings with Spectrum Credit Union's competitive Share Certificate rates and enjoy stable dividends and guaranteed returns.
Rate Effective Date :
Aug 21, 2024
Minimum Deposit
The annual percentage yield, the annual percentage yield earned, and the dividend rates are rounded to the nearest one-hundredth of one percentage point (.01%) and expressed to two decimal places. Examples of this rounding are an annual percentage yield calculated to be 4.404%, rounded down and shown as 4.40%; 4.405% would be rounded up and disclosed as 4.41%.
IRA/Roth Share Certificates are not offered for terms of less than six months.
1 APY = Annual Percentage Yield. All certificates are subject to an early withdrawal penalty. Fees may reduce earnings. Rate subject to change without notice.
2 Fees may reduce earnings. All certificates are subject to an early withdrawal penalty. Dividends will be compounded daily and will be credited to your account monthly.
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